You have the right to receive a Good Faith Estimate: explaining how much your medical care will cost.
Under the law, health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you received a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or a picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Within St. Clair’s Patient Estimates tool, you will get an up-to-date estimate of costs (deductible, co-insurance and co-pay), customized to your health insurance and the services you selected. You can access Patient Estimates by clicking here.
Protection Against Balance Billing
The Balance Billing Protection Act protects patients from getting a surprise medical bill for emergency services or when they have a scheduled procedure at an in-network hospital or surgery facility and are seen by an out-of-network provider.
In three easy steps, you will get an up-to-date estimate of your personal costs (deductible, co-insurance and co-pay), customized to your health insurance and the services you selected.
